So, this blog thing isn't flowing like I thought it would. I have ideas of things to write about, but when I get to this page my brain freezes. Debt sucks. We still owe more on our car than it is worth and we want a different one. I just can't bring myself to get a newer car when we are upside down on this loan. Plus our car has lost like 75% of it's value from when we bought it. Not good. We were young and dumb, now I'm old and sorta dumb. I've been listening to Dave Ramsey on the way home from work and it gets me all fired up about getting out of debt, but when it comes down to sucking it up and sacrificing our quality of life, it's hard. We've already cut back on so much that more just seems unfair. I know my point of view is skewed, because people are starving in Africa or something, but the reality of it is what it is. In the end, talk is cheap and actions do something or another. Cliche mania running wild this Sunday Sunday Sunday. Still, it is confusing when you see people you know that have huge amounts of debt and they can still get loans anytime they want and we don't have that much in comparison but it's like pulling teeth to get a loan. What's up with that?